Worth-Rich Micro Capital
Empowering Financial Inclusion with Micro Finance
Our micro finance business is dedicated to providing accessible financial services to underserved communities in India. By offering tailored lending solutions and personalized support, we aim to unlock economic opportunities and foster sustainable growth
Our Goal
- Provide Access We provide access to financial services for underserved communities, especially women.
- Pomote Growth We support individuals and businesses to grow and thrive through responsible lending practices.
- Build Sustainability We strive to create a sustainable impact by fostering economic empowerment and community development.
Mission
To be the trusted partner in financial empowerment, helping individuals and small businesses unlock their potential through innovative micro lending solutions
Vision
To be the leading micro finance institution, driving financial inclusion and economic prosperity in the communities we serve
Ecosystem Patenrs
Bureau Partner
SRO
Insurance Partner
Udyam Assist Partner
Financial Highlights and Projections
- Sustainable growth year on year with gold standard assets quality
- Business collection contributing towards source of growth capital month on month.
| Key Metrices | 2023 | 2024 | 2025 (Projected) |
|---|---|---|---|
| Loan Portfolio | ₹2.5 million | ₹5 million | ₹20 million |
| Repayment Rate | 100% | 100% | 100% |
Our Loan Products
Small loans designed to help individuals start or grow their businesses, often focusing on women-owned enterprises.
- Flexible repayment terms
- Affordable interest rates
- Access to business training and support
Loans provided to individuals who are in the cattle business encouraging financial inclusion in rural areas.
- Strengthened Relationship with customer
- Access to insurance options
The Green Finance Loan Product is designed to support environmentally sustainable projects and businesses. It offers competitive financing solutions for renewable energy, energy efficiency, and eco-friendly infrastructure initiatives, aiming to drive a greener economy while providing financial benefits to customers committed to sustainability.
- Support for Renewable Energy and Green Infrastructure: Financing for solar panels, wind turbines, and eco-friendly buildings.
- Access to Sustainability Resources and Guidance: Assistance with project planning, environmental compliance, and green certifications.
- Promotion of Eco-Friendly Practices: Encouraging energy efficiency, waste reduction, and sustainable resource use.
Developing a New Product Design for Rural Households
Tailored Solutions
Our new product design focuses on understanding the unique needs of rural households and providing customized financial services to support their growth.
Diversified Income
We help rural households develop multiple income streams, reducing their reliance on a single source and improving financial resilience.
Financial Empowerment
By addressing the specific challenges faced by rural communities, our products empower households to take control of their financial future.
Diversifying Income Sources for Rural Households - Building resilient Livelihoods
1. Microenterprices
Supporting the development of small businesses in rural areas to create additional income streams.
2. Agricultural Diversification
Introducing new farming techniques and crop varieties to enhance productivity and profitability.
3. Skills Training
Providing access to vocational training and skill development programs to unlock new employment opportunities.
4. Asset Building
Encouraging the acquisition of productive assets to generate sustainable income for rural households.
Impact Stories
Location: Katol
Household Members: 4
Types of Income: Milk
In Katol, Panchfula, a housewife and agricultural labourer, relied on agriculture to support her family of four. Hearing about the Sakhi Swayamsiddha Yojana, she bravely approached Worth-Rich Micro Foundation for a cattle loan. We saw her potential and provided the support she needed. With our help, Panchfula bought a cow and started selling its milk to cooperatives, earning extra income. This new venture not only boosted her family's finances but also gave her confidence and a stronger sense of community. Her success shows how a bit of financial help can transform women lives in rural areas.
Location: Katol
Household Members: 4
Stream of Income: 2
Types of Income:Agriculture and Milk
In Katol, Murdiya and his family of four depended solely on the unpredictable earnings from agriculture. Seeing the need for a more reliable financial foundation, his wife courageously took a cattle loan from the Worth-Rich Micro Foundation. With determination, she launched a small dairy business, selling milk to the local village cooperative. This brave step not only brought a steady second stream of income but also empowered her with financial independence. Their newfound resilience transformed the family's monthly stability, providing them with not just security, but a sense of pride and hope for the future.
Financial Inclusion
1. Economic Empowerment
Financial inclusion empowers individuals, particularly women, to participate in economic activities and improve their livelihoods.
3. Community Development
Financial inclusion fosters economic growth and development within communities, creating a ripple effect of positive change.
2. Reduced Poverty
Access to financial services helps individuals escape poverty cycles and build a brighter future for themselves and their families.
4. Gender Equality
Empowering women through financial inclusion promotes gender equality and fosters a more equitable society.
Contact Us
Location
Corporate office: 308, Tower 16, Provident Kenworth, Hyderabad - 500030
CIN - U67100DL2021NPL377657
Call Us
040-49701593
Email Us
corporate@worth-rich.com